Monday, October 1, 2012

New Month, New Budget, New Beginnings!

Hello October!

I know I've mentioned it a few times, but I've never really explained it.  What is this Austerity Measure I've been talking about?

Basically, I'm just getting back on budget after living the cowboy lifestyle for the last several months.  Nothing like pulling back on the reins a little bit...  However, this time I'm adding more flexibility and a little bit of fun money too.  The goal is to update my budget monthly to reflect my ever changing needs.  Some non-essentials you see in my budget are an allowance for Date Nights, and an allowance for New York.

New York?? That's right, i'm going on vacation!    Woohoo!!!  but more on that later.

My renewed efforts were inspired by Cait over at Blonde on a Budget, I've decided to keep track of my monthly spending on my blog.  I'm also hoping for a little more accountability on my end.




In contrast, I've decided to only publish my variable expenses.  I gotta keep a little mystery somewhere, right?  As you can see, all of my fixed expenses, retirement and personal savings have been left out.  It looks like a pretty generous budget, but I know it's going to be a challenge.  Last month I spent approximately double on food (for Sig. O too), and I already wrote about the $600+ on medical.  Oof.

Another thing that's new for me is a Personal Care allowance.  I'm not sure how I'm going to spend it, but I'm trying to focus on my whole well being.  I know some people don't like me saying this, but for a long time I haven't really liked myself...  So I'm working hard to make some changes.  Comedic writer, A.J. Jacob's, said that changing your behavior is the easiest way to change your thoughts.  I'm really taking that to heart and hoping that by doing acts of kindness for myself, that I will start to have kinder thoughts toward myself.  I know that spending money isn't the answer, but it was important for me to set aside a portion of my budget just for me.  I anticipate budgeting more than $40 most months, but with the NY trip I thought that would be a good place to start.

Here's to a month of careful planning and *fingers crossed* coming in under budget.

Cheers to new beginnings,

-Snowball

2 comments:

  1. Looking forward to the budgeting posts!
    you should definitely post some pictures of how you spent your budget :)

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  2. you know just how to flatter me dear sister :)

    Hehe, more pictures are always a good thing!

    ReplyDelete