Monday, March 21, 2016

Going, Going, Gone!

***More 2015 Catch Up****

Here's a little recap about the recent payoff of my smallest loan. 

For the last few years I have been diligently chipping away at Loan #5.  A little bump, some unemployment, a growing bump, and then surprise! A baby! Who stole my heart and my wallet, and temporarily derailed my payoff plans. 


so much squish!

I eventually climbed out of the new mom, Mombie fog, and realized that I need to get cracking on the loan payoff because my life bills are never going to get smaller.  Infant daycare costs more than the rent of a 2 bedroom apartment in my area. Ouch, Right?

My new budget allows me to put $500 extra a month on my loans.  More if I could carefully track my spending, but not gonna lie, tracking spending has gotten significantly harder now that I am responsible for making sure another human being's needs are met.  My child cries all night and I'm driving him in my car at 4 am.  Drive Thru?  I think yes.  Trip to the pharmacy for a teething baby?  One of everything, please. Oh, and this box of doughnuts for me to drown my sorrows in.  I admit, it's a short coming.   

So I had a really big day. 
I, for the first time ever, got a bonus.  And it was a BIG bonus.  After taxes, and deductions, not quite as big... but still BIG.

I've never had such a large pile of money materialize in my bank account.  Like David after the Dentist, I had to ask myself, "Is this real life?"

It feels like cheating.  Aren't I supposed to fight tooth and nail and scrimp for every payment?  *poof* magic, *poof* gone.

 $5500 of Debt Gone. 

That was easy.  How can I keep making that happen?

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